Photographers | Professional Indemnity Insurance
Photographers' insurance from Blyth Valley comprises professional indemnity (PI), public liability (PL), and equipment insurance.
Why you need PI
As a photographer, you understand the importance of capturing a moment. And that's exactly why you need professional indemnity insurance; because your mistakes or misjudgements could lead to those moments being remembered for very unfortunate reasons.
A specialist professional indemnity (PI) policy from Blyth Valley will protect your finances if an unhappy client pursues you for damages. And in our litigious society, just one disgruntled customer can be very costly indeed.
But it's not just about the money. Any claim could damage your reputation and knock your confidence. Our policies can react quickly, minimising disruption to you and your clients.
Why you need PL
Public liability insurance will protect you against any third party property damage or injury you cause. Some venues will ask for proof of cover to be in place prior to the shoot taking place; maybe due to a bad experience with over-zealous photographers causing property damage or injury, desperate to get that perfect shot.
Why you need equipment cover
We can also add all your photography and ancillary equipment to the same policy, so that you only have one business insurance policy to deal with. And let's face it, dealing with one insurance policy is more than enough.
Claims example
It was an honest mistake, a mix-up with cameras meant that the digital photographs were not up to scratch. The customer wasn't happy with the quality of the images and a reshoot was required. It meant that all those expensive props would have to be hired again, and not at the cost of the client.
Fortunately, the photographer in question had professional indemnity insurance in place. Insurers stepped in to pay for the cost of another shoot. This time, the right camera was used and the photographer's reputation was kept intact by delivering high-quality photos to a happy customer.
Get a quote
Unfortunately, we're currently unable to provide a facility where you can quote or buy online.
Need a quick quote? Fill in our online quote request form.
Prefer to speak to someone? Please call one of our account handlers on 0845 370 9030 between 9 and 5.30, Monday to Friday, to discuss your insurance requirements.
More often than not, we'll be able to quote you over the phone. Where that's not possible, we'll keep you updated with all the details as soon as we get them.