The Photographers policy explained...
What's special about this policy?
As a photographer, you understand the importance of capturing the moment. And that's exactly why you need professional indemnity insurance; because your mistakes or misjudgements could lead to those moments being remembered for very unfortunate reasons.
This policy will protect you in four ways:
- From negligent misstatement or negligent misrepresentation.
- Against claims for defamation.
- If you inadvertently infringe someone else’s copyright.
- Against dishonesty of partners, directors, employees or self-employed freelancers.
Policy documents
A sample of our policy wording is linked below:
Who's it for?
Why do you need Professional Indemnity Insurance?
A specialist professional indemnity policy from Blyth Valley will protect your finances if an unhappy client pursues you for damages. And in our litigious society, just one disgruntled customer can be very costly indeed.
But it's not just about the money. Any claim could damage your reputation and knock your confidence. Our policies can react quickly, minimising disruption to you and your clients.
Claims example
It was an honest mistake, a mix-up with cameras meant that the digital photographs were not up to scratch.
The customer wasn't happy with the quality of the images and a reshoot was required.
It meant that all those expensive props would have to be hired again, and not at the cost of the client.
Fortunately, the photographer in question had professional indemnity insurance in place.
Insurers stepped in to pay for the cost of another shoot. This time, the right camera was used and the photographer's reputation was kept intact by delivering high-quality shots to a happy client.
