The Ofsted policy explained...
What's special about this policy?
As a self-employed inspector, working in the education sector, you will probably not be covered by your LEA's insurance. This means you need the protection of your own Professional Indemnity insurance.
This policy protects you in three ways:
- Against claims for negligence and breach of duty or care.
- From negligent misstatement or negligent misrepresentation.
- Against claims for defamation.
Policy documents
The documents for our online policy are linked below:
Who's it for?
- Ofsted inspectors
- NVQ assessors
- School inspectors
Why do you need Professional Indemnity Insurance?
You need professional indemnity insurance because you are regarded as providing a professional service.
Today, people who use professional services are more likely than ever to blame the professional when things go wrong.
By law, as a professional, you owe a duty of care to the people you work for. As an Ofsted inspector, you could be regarded as working for a school, a local educational authority, an agency, as well as students and their parents - a large number of potential claimants.
The chance of a claim being made against you is very small; but, if a claim was made, you could find it extremely expensive to defend yourself.
Claims example
As an Ofsted inspector, you're used to casting a critical and attentive eye over documentation in schools.
It came as something of a surprise, therefore, when a few days after completing an inspection, you received a letter from your LEA informing you that the school intended formally to challenge your judgement in the inspection report.
The letter told you to expect to hear from the school shortly outlining their claim for misrepresentation.
Fortunately, your professional indemnity insurance policy activates straightaway. It will cover your legal costs and pay any compensation or rectification charges for which you could potentially be found liable.
