No ones perfect – good job there’s insurance for that
The devil’s in the detail – any media or marketing professional can tell you that. Unfortunately, in our experience, it’s the tiny details that can cause the biggest problems.
A simple typo, a photo in the wrong place, a mismatched colour scheme. Despite the best laid plans, simple oversights like these can leave you vulnerable to claims of negligence.
We can arrange specialist professional indemnity insurance for media, communications, marketing and advertising professionals that will protect you and your business if you do make a nistake. Sorry, mistake.
What's special about this policy?
This Marketing and Communication policy from Blyth Valley enables you to maintain good relationships with your clients.
Unlike most other Professional Indemnity policies, the client doesn't have to sue before it pays out. This means you're covered if a dissatisfied client simply refuses to pay.
Our Marketing and Communication policy works for you in three ways:
- It covers you if a mistake you make leads to a dispute with a client. If a dispute turns really nasty, Hiscox's legal team will defend the claim against you and, if you lose the case, the policy will pay any damages for which you're liable.
- The policy will reimburse you for the cost of putting a mistake right if this will avoid you getting into a dispute with a client on the first place.
- It also covers you against direct financial losses that occur as a result of the dishonesty of employees or freelancers, and if documents in your care are lost, damaged or destroyed.
What's more, we're flexible enough to realise that if you fail to meet a deadline, you may have to rectify a problem out of office hours. With most other professional indemnity policies, you can't make a move without getting express permission from the underwriter.
Policy documents
The documents for our online policy are linked below:
If you need more extensive cover to include worldwide and full civil liability just call us and we can organise it for you.
Who's it for?
- Advertising agents
- Designers
- Exhibition organisers
- Illustrators
- Media buyers
- PR consultants
More occupations
- Advertising Consultants
- Communication Consultants
- Copywriters
- Corporate ID Consultants
- Design Consultants
- Direct Marketing Consultants
- Graphic Designers
- Image Consultants
- Market Researchers
- Market research Consultants
- Marketing and Advertising Consultants
- Marketing Consultants
- Media buyers
- PR Consultants
- Proof Readers
- Public Relations Consultants
- Research Agents
- Research Consultants
Why do you need Professional Indemnity Insurance?
When a deadline looms, jobs get rushed and messages get confused. You're left with a piece of work you know is substandard and an unhappy client.
At Blyth Valley, our experience shows that the majority of claims arise from administrative errors or simple misunderstandings that have escalated out of control. Rarely do they arise from negligent advice, lack of professional knowledge, or skill.
We specialise in professional indemnity insurance. The policies we provide are designed to protect your interests in the face of slip-ups that happen no matter how careful you are.
The benefit of this PI policy is that your client doesn't have to make a claim before it pays out. This could allow you to remedy a mistake before the client is even aware that something is wrong, saving you money and saving face.
Claims example
An agency was coordinating a telemarketing campaign for a major client. After assessing the initial data, the agency advised the client to rollout the campaign nationally.
The campaign flopped and take-up was well below the client's target figure.
When the marketing firm rechecked their data, they found that they'd misinterpreted the initial information: the campaign should not have gone national.
The marketing agency's insurers stepped in and agreed an out-of-court settlement that reached six figures.
