Anyone who has visitors to their business premises or who visits clients' sites needs public liability insurance.
The insurance covers you for claims against you for injury to third parties or damage to their property in the course of your work. Imagine an accident caused by someone tripping over a computer cable in your office, for example, or the damage you caused to carpets when plumbing a new bathroom.
It also covers you against claims for damage or injury caused by defects in goods or materials supplied by you – perhaps the new sink leaks after you’ve left or a desk you’ve made falls on someone’s foot.
For both personal injury and property damage claims, you’re covered for related legal fees, costs and expenses. Settlements can reach six figures in public liability cases and the legal costs of a claim, let alone compensation payments, can be easily enough to put you out of business.
With Blyth Valley you can buy public liability online, choosing from £1,000,000, £2,000,000 or £5,000,000 of cover. Our site will give you an instant quote and if you like the price, you can go ahead and buy online.
If you need more than £5,000,000 of public liability protection, please let us know so that we can provide a bespoke quote for you