Quite simply, anyone who gives advice or who provides a professional service to clients.

In today's commercial environment, clients, whether individuals or corporations, are more likely to seek compensation than ever before.

And, while in reality most claims are settled before they get to court, the legal costs involved in even quite minor disputes can build up very rapidly.

With the right professional indemnity policy, the only cost you'll have to pay is the excess on the policy, no matter how high your lawyers' fees are.

Increasingly, we find that having a quality professional indemnity policy in place is a requirement for many businesses in order to win contracts with larger organisations.