Office contents insurance from Blyth Valley uses a very broad definition of 'contents', including:

• furniture
• documents, briefs, manuscripts, plans, business books
• works of art
• loss of personal effects (the personal belongings of employees and visitors to your office)
• damage to your clients' property for which you are responsible
• glass and money
• loss of data

The cover is 'all risks' which means that you are protected against damage to, or loss of, your business property whilst it’s away from your business premises as well as when you’re using it at your office.

If you have a self-contained office, most office policies insist that you prove there's been a physical break-in before you can make a claim for theft. This policy doesn't, so you're protected against light-fingered visitors to your premises too.

This policy is designed to be as simple as possible and, as long as you conform with minimum security requirements, you'll be covered.

Minimum security requirements

• fitted with window-locks, or permanently screwed shut, or protected by
• fixed solid steel bars not more than 10 cm apart, or
• fixed expanded metal, weld mesh or wrought ironwork grilles, or
• proprietary collapsible locking gate grilles;
• the final exit door of your premises is secured by means of either a mortice deadlock or a BS3621 standard (or better) rimlock or a key operated multi-point locking system having at least three locking bolts;
• all other external doors, and internal doors providing access to any part of the building not occupied by you, are secured by mortice deadlocks or a BS3621 standard (or better) rimlock or by two key operated security bolts which engage the door.

in addition the policy requires that:

• where they are installed, all fire alarms and intruder alarms are in full operation whenever your business location is left unattended;
• if you have fire alarms and intruder alarms, you must ensure that they are serviced annually;
• you ensure that your premises are locked and secured if left unattended.

You must also let us know if you are going to leave your premises unoccupied for more than 30 days.

You can get an instant quote for office contents insurance at our specialist website, then, if you like the price, you can go ahead and buy online.

Alternatively, if you would like to insure office contents worth more than £200,000, please let us know and we’ll arrange a bespoke quotation for you.